Working to Cover All the Bases.
Real estate is the most expensive long-term financial commitment most people will ever make. That’s why it’s so important to be sure that all property rights are clear, and that transfer will be quick, efficient, financially protected, and most of all, correct.
How do we do it?
What is Title Insurance and why do I need it? Unlike other types of insurance that protect against future events and carry monthly or annual premiums, title insurance is purchased for a one-time payment as a safeguard against loss arising from hazards and defects that may already exist in the title. Title insurance protects the bank against mistakes made in a title search. A title searcher checks on details such as making sure there are no liens against the title, or that the person you're buying the house from is the true owner of it.
Financial Assurance Protection. Title insurance services provide protection from adverse claims or risks. The financial assurance protection offered by Aspen Title & Escrow is a critical element in satisfying claims and challenges on the title. It’s a process that helps insure all parties have a clear understanding of their interests before the transaction is finalized.
Thorough Investigative Search. Aspen Title and Escrow always conducts an intensive search of all public, county and title records to uncover any liens, claims or other encumbrances.
Aspen Title and Escrow is under written by Old Republic Title Insurance Group, one of the most well known underwriters in the country.
• Residential Title & Escrow Services
• Land Title Services
• Commercial Services
Working to offer the protection you need.
Escrow consists of the performance of the many functions undertaken to quickly and safely close your real estate transaction. These functions include protecting the seller’s title until all terms are completed. The buyer’s deposit is also kept secure (in trust) until property transfer is finalized. In essence, escrow provides a central location where all funds and documents can be deposited until disbursement.
- Aspen Title Escrow Services. We serve as an independent third party who can perform escrow services impartially, protecting both the buyer and the seller. We also act on both their behalves in interactions with lenders, agents, brokers, attorneys and other parties involved in the transaction.
- Aspen Title Escrow Officers. Our escrow officers are responsible for the final settlement between buyers and sellers. They also administer the recording of required documents, payoffs of existing liens or mortgages and the pro-ration of real property taxes, lease rents, maintenance fees, and any property expenses to assure accurate, complete closings.
- Permanent Transaction Record. One of the most important things we do is provide a lasting record establishing terms and conditions of the transaction to be made available, if needed, in the future.