Closing on a real estate purchase can be a special life experience and usually proves to be one of the most expensive commitments in one’s life. That’s why it’s so important that all property rights are clear and that the transfer be efficient, financially protected, and most of all, correct for all parties involved. We work to ensure the integrity of a property’s title. Our thorough investigative research on all public, county, and title records uncovers liens, claims, or other encumbrances. You can also trust that Aspen Title and Escrow is under written by Old Republic Title Insurance Group, one of the most well known underwriters in the country. An Enhanced Homeowner’s Policy (EHP Policy) through Old Republic also delivers a more complete risk coverage and peace of mind for the buyer. Whatever your needs, we’ll make sure you can close efficiently and with confidence.
Unlike other types of insurance that protect against future events and carry monthly or annual premiums, title insurance is purchased for a one-time payment as a safeguard against loss arising from hazards and defects that may exist in the title. While a title searcher checks on details such as making sure there are no liens against the title and that the person you're buying the house from is the true owner, title insurance services provide protection from adverse claims, risks, and mistakes made in a title search. The financial assurance protection offered by Aspen Title & Escrow is a critical element in satisfying claims and challenges on the title. It’s a process that helps ensure all parties have a clear understanding of their interests before the transaction is finalized. Our title insurance and permanent transaction record, which establishes the terms and conditions of the transaction, work to protect everyone involved.
Escrow services provide a central location where all funds and documents can be deposited until disbursement. Quickly and safely closing real estate transactions often involves protecting the seller’s title until all terms are completed while also securing (in trust) the buyer’s deposit until property transfer is finalized. Aspen Title Escrow Services performs as an independent third party escrow service, protecting both the buyer and the seller. In their interest, we also manage interactions with lenders, agents, brokers, attorneys, and other parties in the transaction which often requires the administration and recording of needed documents, payoffs of existing liens or mortgages, and the pro-ration of real property taxes, lease rents, maintenance fees, and any property expenses. Let Aspen Title and Escrow look out for your interests and manage all of the records essential to your transaction.
Documents and deeds determine how a property is handled. Whether the deed is outlining special arrangements or looking ahead in preparation of unforeseen events such as divorce or death, proper legal documentation will protect you and your family’s real estate investment. Learn about the several types of deeds and documents Aspen Title and Escrow can help prepare for you.
County Record Search
To avoid any unpleasant and unplanned surprises, Aspen Title and Escrow can help acquire all of the recorded details associated with a property in Tennessee. Before you move forward with a purchase and waste valuable time and hopes on real estate with a history, reach out to us. We are dedicated to helping all of our many types of clients move forward with confidence.